About Us

Ours is an Ontario based firm with professional and dedicated staff of government certified counselors. We are working as a team, since 2003, to provide you the services of debt management, credit counselling, mortgage loans and real estate. For last 15 years, our qualified professionals have been working for people with different financial problems, debt problems, and income and family responsibilities to fulfill their needs in all these areas.

With your utmost interest up front, we are always ready and willing to serve you. As a result of that our counsellors attend to a big number of referred clients who wish to attain our expert and professional assistance to eliminate their financial problems.

Our Caring Approach

For so many years, Credit Management Services assists hundreds of Canadians who are facing unaffordable financial problems like high credit card debt, pending bills, minimum payments, store cards, student loan, govt. debt, Revenue Canada owing, high interest payday loans, personal loans, collection agencies, maxed-out line of credits and overdrafts.

You might feel that the situation is never going to resolve. Or that you have let yourself and your family down. Or you might feel frustrated and helpless with the threatening calls. But we can help you with the guidance and assistance to resolve your financial problems and difficulties and advise you how to get back to a more peaceful and independent financial life.

Contact us at the earliest to find out how we can help relieve your debt by providing you a personalized payment plan and much needed debt free life.

Credit Management Services Advantage

  • Expertise and vast experience of managing complex financial problems since 2003.
  • Friendly and caring approach towards you with honest advice and guidance.
  • Our team works on your behalf to resolve YOUR problems and not for your creditors.

These are just some of the features that briefly describe CMS, qualities that set us apart and make us the right firm to contact if you are facing debt problem.

For over a period of years, our team of Counsellors have established our reputation by serving individuals in different regions of Ontario who were struggling with debt problem, helping them to re-attain their financial freedom and confidence in life.

We have also served a large number of referral clients who are friends or family members of the previous happy and satisfied clients. All it takes is a phone call or an email for a meeting with our certified credit counsellor.

Know Your Rights As A Debtor

As a debtor, you are entitled to certain basic rights regardless of the size of your debts. Debt Collectors and collection agencies cannot:

  • Approach you at an unreasonable hour.
  • Exert excessive pressure to compel payment (i.e. threaten you or use profane language).
  • Contact your employer without your permission (except to verify your employment).
  • Humiliate or abuse you, your family or cause anguish in the process of collecting payment.
  • Use forms that haven’t been approved by the government.



Get Started Here

How Much do you owe?*
Net Monthly Income*

GET HELP NOW – 416-780-1020